MoneyPhone is a Dutch Fintech company founded in 2018. We serve MSMEs, SMEs, students and smallholder farmers who are excluded from traditional lending systems. MoneyPhone is active in 7 countries and has tailored and launched 11 different digital loan products to the specific needs of each country. Globally, MoneyPhone is serving over a 10M Euro MSMEs portfolio. In Rwanda, MoneyPhone has evolved from a Software-as-a-Service (SaaS) provider, operating since 2019, to a licensed digital non-deposit-taking financial institution in 2023. Particularly in unlocking access to finance for smallholder farmers and fostering financial and digital inclusion.