MoneyPhone operates as a non-deposit financial institution (NDFI) with the mission of empowering marginalized individuals through cutting-edge technology specializing in digital financial services for Rwanda’s agricultural sector. MoneyPhone leverages AI-powered credit scoring, mobile-based loan applications, and automated repayment tracking to provide fast, collateral-free loans tailored to the needs of smallholder farmers. It operates without physical branches, utilizing solely digital channels to cater to its clientele.

Our Rwanda team is located in Norssken, Kigali, and our field officers travel to various districts such as Musanze, Burera, Nyabihu, Rubavu, Karongi, Rwamagana, Kirehe, Nyamagabe. We are driven by diversity, and expect a high level of flexibility and a client-focused and can-do attitude.

We are an impact company at the service of the unbanked. Our goal is to provide any credible borrower with internet access to the cheapest credit possible, anytime, anywhere.

• Competitive Compensation: We believe in rewarding talent and offer a competitive salary that matches your experience and skills.   
• Work Flexibility: Embrace the freedom of working in the field, allowing you to travel.   
• Dynamic Team Culture: Join a collaborative and innovative team that values creativity. Experience open communication and transparency, where your ideas and feedback are not only welcomed but valued.   
• Global Collaboration: Engage with a diverse team from around the world. Experience the richness of international collaboration, working together to achieve common goals.   
• Impactful Work: Be part of a company that is making a meaningful difference in the world. Contribute to projects that empower individuals in underserved communities and drive positive change.   
• Modern Technology: Work with a very modern solution. Stay at the forefront of the industry and experience all kinds of new technologies and methods. 

Financial Project Reporting

• Collect, verify, and organize all receipts related to project expenses. 
• Prepare financial reports in line with donor and organizational requirements. 
• Ensure budget requests from staff are properly reviewed and aligned with project funding. 
• Accurately track, reconcile, and report all project expenses. 
• Ensure compliance with internal financial policies and donor regulations

Budgeting & Financial Management

• Develop and monitor project budgets, ensuring financial sustainability. 
• Provide financial forecasts to guide decision-making. 
• Advise project teams on budget utilization and cost control measures

Compliance & Audit Preparation

• Ensure financial transactions comply with internal policies and donor regulations. 
• Support internal and external audits by preparing financial documentation. 
• Implement audit recommendations to improve financial processes

Logistics & Procurement

• Oversee logistics for meetings, field visits, and other project activities. 
• Manage relationships with service providers, negotiate contracts, and ensure payments. 
• Maintain procurement records and ensure transparent supplier selection. 

HR & Payroll Management

• Draft employee contracts in line with labor laws and donor requirements. 
• Ensure proper documentation and secure storage of employee contracts. 

Financial Strategy & Risk Management

• Identify financial risks and propose mitigation strategies. 
• Implement internal controls to safeguard project funds. 
• Support leadership with financial analysis and strategic planning. 

• Bachelor's degree in finance, Business Administration, Accounting, Economics, or a related field. A master's degree or relevant certification (e.g., CPA, ACCA, PMP) is an advantage. 
• Minimum of 5–7 years of progressive experience in project administration, financial management, or grants management, preferably in international development, NGOs, or corporate project environments. 
• Strong understanding of financial planning, budgeting, and cost control mechanisms. 
• Experience managing project budgets, ensuring financial compliance, and preparing financial reports. 
• Knowledge of regulatory and donor compliance requirements for project funding and reporting. 
• Experience with procurement processes, contract management, and risk assessment. 
• Ability to analyze financial data, generate insights, and make data-driven recommendations. 
• Strong problem-solving skills to address financial and operational challenges within project execution. 
• Experience with financial modeling, forecasting, and automated financial systems.